So, I think I need to full out do cash envelopes.  I need to feel the bills leave my hands, otherwise it's too easy--it's just a collections of numbers that I plug in and my transaction is complete.

It is time to diet, in all ways.
-Buying stuff (decrease):
---Pay off HWN card (~$7000).  Keep no larger than $3500 balance
---Pay off ON card (~$500)
---Start taking out cash from US Bank for personal use.  All personal items must be bought in person and with cash.  
---Eliminate online shopping

-Cleaning stuff (increase)
---20 mins tidying everyday--keep main areas clean
---Fix the bedroom.
-organize/put away all clothes (check weather and decide what stays out)
 -Get rid of unused coats (BR, ON red, brown puffy, maybe silver vest (try on), college black.  Keep fur and red or black for mom visit.)
-Wash and store snow clothes
---Fix the desk area
---Last: do all the hang laundry and put away

-Overeating & sugar/carbs (decrease)
Coffee with cream AM, salad & yogurt afternoon, 1 luna bar ok.  subway PM :(.  No candy or sweets.
-Oversleeping (decrease--wake up every morning and start day with light cardio workout)
-Exercise (increase)
Go in mornings and participate in classes when can.
-Mon-Fri = AM cardio downtown, evening optional zumba/UJam; Sat = Hula & UJam (Pearl)

-Also: PM: Library study.  Class is about to require regular focus again.